Most money struggles are not about strategy. They start with what you believe money is, and who you are around it. This playbook walks the two layers of the inner game, so you can see the pattern under your money results and know exactly how to rewire it.
This page teaches the inner game so you understand it at a glance. The AI Implementation Toolkit is where you actually do the work. It is a separate file you download and bring into your own AI, and it walks you through the whole thing one question at a time.
Money is just a transfer of energy, not good, not evil, just exchange. Money does not change you, it only amplifies who you truly are. Two people can use the exact same scripts and templates and get completely different results, because the energy you feed into your strategy matters far more than the action steps.
Marc's Money Programming lesson runs across two layers. The first makes money flow. The second makes you the person who can hold it. You work them in order.
Look at what your money mirror is showing you, clear what is stuck, and point the flow somewhere on purpose with a clear Money Intention.
Whatever you make right now is what the current version of you can handle. This layer works on the patterns, beliefs, and nervous system that decide the number long before any strategy does.
Money is a mirror, it moves toward value, and it flows more easily when you hold it loosely. First you see clearly, then you point the flow on purpose.
Your bank account today is a reflection of who you are: your beliefs, your intentions, your feelings, and your actions around money. If your past, your parents, or the people around you programmed limiting money beliefs into you, those beliefs quietly shape everything, and you end up self-sabotaging without realising it.
"Your income can grow only to the extent that you do."
T. Harv Eker
The beliefs that need rewiring usually sound like one of these: "money is the root of all evil", "money flows easily to others but not to me", or "rich people are greedy". Naming which one lives in your head is the start. The honest question underneath is simple: do you believe you deserve to make money, and why or why not?
You can make money in hustle energy or in flow energy. The energy you feed into your strategy is a thousand times more important than the action steps, so the real question is which one you actually want to build from.
Runs on pressure
Runs on trust
Money flows to value. Your income is determined by how many people you serve and how well you serve them. When earning makes you nervous, the move is to replace the nervousness with service and ask, who can I help.
"You can have everything in life you want if you just help enough other people get what they want."
Attachment and scarcity
Detachment and abundance
On a sales call, are you hoping they sign up, or are you thinking, I would love them to sign up if it is the right fit, and if not, no problem, the right client comes anyway? Marc also keeps two fifty dollar notes inside his phone case as a daily reminder of money, treats friends, and gives his team bonuses unprompted, just for the sake of it.
Money flows to where intention goes. Without a clear intention, the doom loop takes over: you make good money, you spend it, you sabotage it, the number drops, you panic, you claw it back, and the loop repeats. A Money Intention has three parts.
A floor your account does not drop below. Without a floor, the ups and downs never end.
Built from the real cost of the lifestyle you actually want, not a number picked from the air.
A structure your intention can land in, so the money has somewhere to go every month.
Marc wrote down everything he wanted in one year and achieved every single thing on the list. His old minimum standard was five hundred dollars in his personal account, and it is much higher now. His lifestyle math came to roughly forty thousand dollars a month, which pointed him at a fifty thousand dollar monthly revenue target once margins were counted.
Marc runs a simplified version of T. Harv Eker's six jars, four accounts instead of six, and allocates a set percentage into each one every month.
The guilt-free account that runs your daily life.
For rainy days and big purchases like a house, a car, or a renovation.
The account that compounds your wealth over time.
Absorbed naturally within the system rather than given a separate jar.
Appreciation. Gratitude is one of the best meditations of all time. You want to create from wholeness, not from lack, so name a few things about money in your life you are grateful for right now, and let that be the ground you build from.
The Letter to Money. This is the lesson's brain-dump exercise, and Marc credits it to the book You Are a Badass at Making Money. Write to money as if it is a person you have a relationship with. What would you say to it? How do you feel about it? What do you think it feels about you? Hold nothing back, because the point is to see what is actually in there before you can change it.
You do not grow by thinking about more money. You grow by becoming the version of you who can handle it. This layer works on the patterns, beliefs, and nervous-system programming underneath the number.
"What you're not changing, you are choosing."
Your patterns are the things you think and do every single day, sometimes without noticing, and they set your financial destiny. Three questions surface the pattern underneath your money results.
Marc's recurring excuse was that he would rather reinvest in delivery than in sales and marketing. When he traced it, the excuse came from a deeper belief: "If I focus on sales and marketing, I'm not being authentic." It grew from years of watching people who were great at selling but bad at delivery, and it kept him underinvesting in growth even though he logically knew sales mattered.
Most unconscious money struggles start with beliefs, not behavior. Beliefs drive behavior, behavior drives outcomes, and every outcome loops back to make the belief feel more true. You break the loop at the belief.
Every outcome loops back and reinforces the belief, until you rewire the belief itself.
Once you can see the belief, four questions take it apart and build a stronger one in its place.
You can only hold the level of wealth that feels safe to your nervous system. Your nervous system is your survival brain, primed to help you survive rather than thrive, so when more money feels unsafe, it quietly keeps you small. The body check is simple: when money comes in or leaves, what does your body do, and what are you afraid might happen at the next level?
"I was afraid that if I made multiple seven figures, my client success would be bad." That was Marc's own nervous-system block, and becoming aware of it was the first step to moving past it.
When money feels tight in the body, walk these three steps.
What am I feeling, and what story am I telling myself about it?
What would help my body feel safer right now? One line that helps: I trust myself to figure it out.
What is one small way I can respond differently than I usually do?
Some of the best money decisions do not come from the most logical place. Notice which level you are choosing from, and leave room for the creative one.
Responds to whatever is on fire. Sometimes necessary, but never sustainable as a way to run your money.
Runs on plans, outcomes, and best practices. Most people live here, and it is solid, but it is not the whole story.
Comes from the gut and the heart. It may not make logical sense, yet some of the best money decisions come from exactly here.
Money problems never fully stop. The shift is not to end them, it is to change your relationship with them.
"The problem is not having the problem. The problem is your relationship with the problems."
Marc Teo
Treat money problems as problems and you spiral, avoid, and repeat the same pattern for decades. Treat them as opportunities to evolve and you keep growing into the version of you who can handle more.
When Marc hit a five-figure month early on, he was afraid. He felt he did not deserve the money and was convinced his clients thought he was a scam. His mentor asked, "Have you even asked your clients how they feel about your program?" Marc surveyed them, every one of them was happy and getting results, and the fear dissolved. The more value you create, the more you deserve to make money.
Everything in this playbook comes together in one simple output. When you work through the AI Implementation Toolkit, it helps you fill each line in your own words, then hands you this page to keep where you can see it. Here is the shape of what you walk away with.
This is the finished output the AI Implementation Toolkit helps you write. You do not fill it in here, you build it with the AI Implementation Toolkit.
The AI Implementation Toolkit works with ChatGPT, Claude, or any AI you use. It finds your money root cause first, then coaches you through the rewire, one question at a time, and ends with your Money Program on one page in your own words.
To be clear, this page teaches the inner game. The AI Implementation Toolkit is a separate file that you download and bring into your own AI tool, and it does the inner work with you.
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